Annuity Time Horizon

Annuity Insights
Time Horizon Annualized Return End Amount 12/31/2011 S&P 500 Index $1,000,000 30 Year 11.0% $22,666,674 Hypothetical A few percentage points in fees can greatly impact returns over time, even if the annuity has the same performance as the stock market. ... Retrieve Document

FINANCIAL SERVICES. A Fargo Company
For example, an investor with a shorter investment time horizon might knowingly decide to purchase an annuity and incur certain surrender charges in exchange for other benefits the annuity could provide. Other investors might have a shorter investment time horizon ... Return Doc

Asset Allocation Investor Risk Profile Scoring System
Each investor is assigned a time horizon level. In this project, the time horizon levels are: Time horizon score between 1 and 2 questions help determine the time Time horizon score between 3 and 5 ... View This Document

Should Your Asset Allocation Look Like Everyone Else's?
These situations would call for a different asset allocation than might otherwise make sense some for someone with your expected retirement date. ... Read News

TargetHorizonSM Is Approved In Six New States Beginning March 25
Selling TargetHorizon. The Annuity Illustration Center, powered by Stone River, displays income stream information that is customizable. approved for sale at this time. # MA: no Confinement or Terminal Illness waivers. TargetHorizon not approved for sale at this time. ... Read More

NewsWatch: Variable Annuities: Right Or Wrong For You?
Variable annuities are very complex investment products and may be unsuitable for people in or close to retirement, or those with a short investment horizon. Here are ways to understand whether a variable annuity is right or wrong for you and what to beware of. ... Read News

What Can Go Into A Revocable Living Trust?
Of your Revocable Living Trust and your trust can also be designated as the primary or secondary beneficiary of the annuity. 4. Stocks and bonds held in certificate form. The original certificate must be returned to the stock transfer agent in exchange for a new certificate. ... Read Article

TIME VALUE OF MONEY - Valencia College, Orlando, Florida
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Investment Horizon, Capital Protection, And Risk-Taking ...
Time, long horizon of variable annuity investors and their long-term investment preferences are likely responsible for their lack of reaction to improvements in short-term performance. To test whether variable annuity investors are more sensitive to performance over ... Get Content Here

NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES 11 NYCRR 224 ...
The time of the transaction are appropriately addressed. intended use of the annuity; (7) financial time horizon; 3 (8) existing assets, including investment and life insurance holdings; (9) liquidity needs; (10) liquid net worth; ... View This Document

NAIC Suitability In Annuity Transactions Model Regulation
NAIC Suitability in Annuity . Transactions Model Regulation. NAIC Annuity Suitability appropriately being addressed at the time an annuity sale or replacement took place, in 2003, Annuity •Financial Time Horizon •Existing Assets •Liquidity Needs •Liquid Net Worth ... Fetch Content

Asset Allocation And The Liquidity Premium For Illiquid Annuities
We saw that the liquidity premium increases rapidly with the time horizon, and in the annuity context most of the payments occur significantly earlier than the lifetime itself. Thus the effect of spreading payments out over the residual lifetime should ... Content Retrieval

Variable Annuity Disclosure VAD - CIR2
1. variable annuity is not solely an investment product, it combines aspects of insurance and securities. A Please describe why this particular CDSC schedule was chosen given the client’s needs and investment time horizon question. 5 – t Inne VestAble Assets, suItAbIlIty, AnD lIquIDIty neeDs ... Access Content

This Map Shows Availability For TargetHorizon Annuities And ...
Issued by: Aviva Life and Annuity Company, West Des Moines, IA For internal and agent use only. TargetHorizon is not approved for sale at this time. TargetHorizon 10 Select: ages 0-78 TargetHorizon 10: ages 0-52 TargetHorizon 10 Select: ages 53-78 ... Read Document

Intended use of the annuity; Financial time horizon; Existing assets, including investment and life insurance; Liquidity needs; Liquid net worth; Risk tolerance; and Tax status. 7 7 Duties of Insurance Companies and Producers ... Doc Retrieval

GUGGENHEIM LIFE AND ANNUITY INSURANCE COMPANY Product Facts
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ANNUITIES: THE NEW HORIZON
ANNUITIES: THE NEW HORIZON. However, the income stream can be commuted back to the super fund at any time, except for TRAP which requires to meet a condition of release (nil restriction). Flexible in adjusting pension/annuity payment ... Get Content Here

CD Or Annuity? - Pinney Insurance Center, Inc.
A fixed deferred annuity may be a great alternative to a certificate of deposit (CD). Ask yourself the consider your investment time horizon and tax brackets, both current and anticipated. For specific tax advice, please speak to your tax advisor. ... Read More

SECURE SINGLE PREMIUM DEFERRED ANNUITY - Savers Marketing
2 PRESIDENTIAL’S SECURE 6 SINGLE PREMIUM DEFERRED ANNUITIES The Secure 6 This long-term deferred annuity with a 6-year time horizon is a guaranteed, stable value prod- ... Get Document

List Of Major SEC Enforcement Actions (2009–12) - Wikipedia ...
Over an extended period of time beginning in 2008 by sending data through two of its proprietary feeds before sending data to the BP p.l.c for misleading investors about the amount of oil that leaked into the Gulf of Mexico following the Deepwater Horizon oil rig explosion on April ... Read Article

AG HorizonIndex Annuity Aim For The Horizon - A Plus Marketing
A one-time withdrawal, as part of a series of systematic withdrawals, or a combination of the two.2 AG HorizonIndex® Annuity Aim for the Horizon. Product SPecIFIcAtIonS Continued Guaranteed Minimum Withdrawal Value (GMWV) ... Retrieve Doc

Present Value, AER And Geometric Series - Pension Fund ...
59:12 Horizon: Infinity (BBC) by Roses Of Time 44,511 views; 12:41 Disney Infnity TOY BOX Mode- Trying out 4 Power Discs by EvanTubeGaming 214,367 views; How to Calculate the Present Value of an Annuity by Alanis Business Academy 5,270 views; 2:27 5.3 Ex.2 Financial Maths ... View Video