Equity Index Annuity Sec

Indexed annuity - Wikipedia, The Free Encyclopedia
The same investment being tracked in the index annuity with an initial investment of $100,000, which exempted fixed index annuities from regulation by the SEC and left these products to be regulated by the state insurance departments. Equity-indexed annuity; ... Read Article

News Bulletin September 3, 2008 SEC Regulation Of Indexed ...
According to SEC estimates, sales of equity-indexed annuities alone have increased from $14 billion in 2003 to over $25 billion in 2007. increase based on the performance of the external equity reference or index. Most equity -indexed annuity ... Read More

Equity-Indexed Annuities
The index to which the annuity is linked. To make matters worse, there is not one, (SEC). To learn more about read our Investor Alert, Should You Exchange Your Variable Annuity? What is an Equity-Indexed Annuity? EIAs have characteristics of both fixed and variable annuities. ... Get Content Here

An Overview Of Equity-Indexed Annuities - Fee Only Financial ...
Also, as a result of the lack of SEC and NASD oversight, investors in equity-indexed annuities cannot determine the costs they are incurring. The $33,431 equity-index annuity shortfall can be broken down into a $219 expected benefit for when the annuity is better and a ... Access Document

SEC Final Rule: Indexed Annuities And Certain Other Insurance ...
Indexed annuity are based, in part, on the performance of an equity index or another securities index, such as a bond index. beginning with SEC v. Variable Annuity Life Ins. Co. (“VALIC”),29 the Court has considered whether the risk is borne by the purchaser ... Retrieve Here

NAPFA Comment Letter EIA REVISED 052110 Equity Index Annuities 2
And Exchange Commission (SEC) from exercising its authority over equity indexed annuities. As If you purchase an equity index annuity, be certain to understand the withdrawal rules associated with any ... Doc Viewer

SUMMARY REGARDING SEC PROPOSED RULE ON INDEXED ANNUITIES
SUMMARY REGARDING SEC PROPOSED RULE ON INDEXED ANNUITIES the majority of the investment risk for the equity-linked returns under the contract.” NEW PROPOSED RULE 151 A would essentially define any annuity that is based upon an index or security to be a security. ... Retrieve Content

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Remunerated in common payments, or perhaps incomplete payments; within a annuity, each and every sequel may be the same sum. August 8, 2012 at 1:53 pm yo foks is definitey a wose matte 6 and was pbished on Dec The type of footwea topped the Lxy Institte Lxy Band Stats Index ... Read Article

SEC Adopts Rule That Would Require Equity Index Annuities To ...
SEC Adopts Rule That Would Require Equity Index Annuities to Be Registered Securities . December 18, 2008 . What This Means . By a 4-to-1 vote, with Commissioner Paredes dissenting, the Securities and Exchange Commission (SEC) ... Return Document

Indexed Annuity Warning: Beware Of Allianz MasterDex 10 ...
My information on Equity-Indexed Annuties has been recommended by The Kiplinger Retirement Report, - How the MasterDex 10TM avoids being regulated by the NASD and the SEC. 5:27 Fixed Index Annuity ... View Video

Equity−Indexed Annuity - Wholesale Fixed Annuity Brokerage ...
And Exchange Commission (SEC) and sales of equity−indexed annuities are not If the value of the underlying equity index increases, your annuity will participate in those gains. If the equity index does not do well, you will still receive a ... Fetch Full Source

SEC Regulation Of Indexed Annuities - Sullivan & Cromwell
Annuities, classified index annuities or equity-linked annuities). is ambiguous on whether the term “annuity contract” encompasses indexed annuities and that the SEC’s interpretation of “annuity contract” in Rule 151A to exclude such annuities was a reasonable interpretation ... Read More

Page 1 Of Comments On Equity Index Annuity Vs. S&P.mp4 - YouTube
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Investor Bulletin - U.S. Securities And Exchange Commission
Stock Price Index. Indexed annuity contracts also provide that the contract value will be no less than a specified minimum, is neither a legal interpretation nor a statement of SEC . policy. If you have questions concerning the meaning or application of a particular law or rule, please consult ... Access Full Source

An Economic Analysis Of Equity-Indexed Annuities
American Equity’s SEC filings show that it sets the parameters used to determine The $8,707 equity-index annuity shortfall can be broken down into a $8,725 expected cost for when the Treasuries and stock would have been worth more ... Fetch This Document

Indexed Annuity Questionnaire And Disclosure
I understand that an Equity Indexed Annuity is an insurance product, the Securities and Exchange Commission (SEC) as a security. 5. I understand that Equity Index Annuities are long-term investments. ... Retrieve Doc

Equity Indexed Annuities - Neuenschwander Asset Management, LLC
Equity Indexed Annuities Equity Indexed Annuities Overview: Very often, (SEC) does not regulate EIAs, participation rate determines how much of the gain in the index will be credited to the annuity.” 2) ... Get Document

DEFERENCE TO THE RULEMAKER, NOT TO THE RULE: THE D.C. CIRCUIT ...
The SEC’s Annuity Smackdown, Wall St. J., July 22, 2010, at A18. 2011 American Equity and Fixed Index Annuities 199 In years when the equity index rises, the holder is credited an interest rate derived from the index’s percentage gain. ... Document Viewer

Annuity (US Financial Products) - Wikipedia, The Free ...
Most equity index annuities are properly categorized as fixed annuities and their performance is typically tied to a stock The SEC requires that all of the charges under variable annuities be described in great detail in the prospectus that is offered to each variable annuity customer ... Read Article

Equity index Issuer Pins Slump On NASD - Annuity Nexus
Equity index issuer pins slump on NASD By Gary S. Mogel August 14, 2006 NEW YORK - The nation's third-largest seller of equity index annuities is pointing a finger at NASD ... Get Document

Fixed Index Annuities - Annuity Think Tank
Annuities are currently the fastest growing segment of the annuity business. FINRA and the SEC are both taking steps to require broker-dealers to supervise FIA sales. allows the credited interest rate to be supplemented by equity market returns. Fixed Index Annuity ... Get Content Here

Litigation To Overturn SEC Index Annuity Rule
Vol. 16, No. 7 • July 2009 Litigation to Overturn SEC Index Annuity Rule T by Gary O. Cohen he Securities and Exchange Commission (SEC) is in litigation ... Document Viewer

FINRA Investor Alert: Equity-Indexed Annuities: A Complex Choice
Gain in the index to which the annuity is linked. To make matters worse, there www.sec.gov. What Is a Market Index? Most EIAs only count equity index gains from market price changes, excluding any ... Read Full Source

Annuity products. The rule will be 1 SEC Press Release 2008-298, SEC Improves Protections for Seniors and Other Investors in Equity-Indexed Annuities (December 17, 2008). 4 See generally SEC v. Variable Annuity Life Ins. Co. of Am., 359 U.S. 65 (1959); SEC v. ... Content Retrieval

Indexed Life - Wikipedia, The Free Encyclopedia
And thereby regulated by the Securities and Exchange Commission (SEC). or by a rider which can be added to the policy in exchange for an annual fee. Interest crediting on a variable annuity is based on the Retrieved from "http://en.wikipedia.org/w/index.php?title=Indexed_life&oldid ... Read Article

Investing Glossary
It is done so that the current market price of an equity can be obtained, The Producer Price Index (normally called the SEC for short), is the chief regulating body in the securities industry. ... Read Article

An Overview Of Equity-Indexed Annuities - Welcome To ...
Also, as a result of the lack of SEC and NASD oversight, investors in equity-indexed annuities cannot determine the costs they are incurring. Moreover, Equity Index Annuity Probability of Ending Index Level ... Document Viewer